Thursday, September 30, 2010

Quote of the Day

Nothing will ever be attempted if all possible objections must first be overcome.


Samuel Johnson



Home Values, Statistics, Fha Loans, Videos and more......

Wednesday, September 29, 2010

First Time Home Buyer Grants Offered By Cities in California

There are also these local first time home buyer programs:


Alameda Down payment Assistance Program (DAP)(510) 749-5824

Anaheim Home Program (HOME) (714) 765-4340

Anaheim Police Residence Assistance Program (PRAP) (714) 765-4340

Anaheim Second Mortgage Assistance Program (SMAP) (714) 765-4340

Brentwood Police Officer Recruitment Incentive Program (BPOAP) (925) 516-5195

California Gold Taxable MRB Second Mortgage Loan Program (SML) (916) 444-2615

California School Facility Fee Down Payment Assistance Program (DPA) (916) 322-1353

Campbell Deferred Second Loan Program (DSLP) (408) 299-5142

Chico Mortgage Subsidy Program (MSP) (916) 895-4862

Coalinga Down payment Assistance Program (DAP) (559) 935-1533

Concord First Time Homebuyer Program (FTHB) (925) 671-3325

Costa Mesa Homebuyer Assistance Program (HAP) (714) 754-5692

Culver City Mortgage Assistance Program (MAP) (310) 253-5780

Del Norte/Humboldt Yurok Indian Housing Authority Down payment Assistance Gift (707) 482-1506

Dinuba Homebuyer Assistance Program (HAP) (559) 591-5900

Dixon Down Payment Assistance Program (DPA) (707) 678-7000

El Cajon 120% First Time Homebuyer Program (FTHB) (619) 441-1768

El Cajon 80% First Time Homebuyers Program (FTHB) (619) 441-1768

El Monte Down Payment Assistance Program (DPAP) (626) 580-2070

Emeryville First Time Homebuyer Program (FTHP) Moderate Income (510) 596-4316

Fairfield City-Wide In-fill Housing Silent Loan Program (FSLP-2nd) (707) 428-7457

Fairfield City-Wide In-Fill Housing Silent Loan Program (FSLP-3rd) (707) 428-7457

Fremont Adams Ave Home Project Second Mortgage (SM) (510) 494-4520

Fremont First Time Homebuyer Programs (FTHB) (510) 494-4506

Fresno CalHome Mortgage Assistance Program (MAP) (559) 262-4292

Fresno County Down payment Assistance Program (DAP) (559) 262-4292

Fresno County- Economic Opportunities Commission Refugee Individual Development Account (IDA) (559) 263-1065

Fresno Downpayment Assistance Program (DAP) (559) 498-4815

Grand Terrace Affordable Housing Program (AHP) (909) 825-3825

Hanford Home Sweet Home Program (Home) (559) 585-2587

Hawthorne First Time Homebuyer Program (FTHP) (310) 970-7086

Hayward First Time Homebuyer Program (FHP) (510) 583-4244

Hesperia First Time Homebuyer Down payment Assistance Program (DAP) (760) 947-1907

Imperial First Time Home Buyer Program (FTHB) (760) 355-4373

La Quinta Home Purchase Program (HPP) (714) 541-4585

Lincoln Homebuyer Mortgage Program (800) 995-0431

Livermore Down Payment Assistance (DAP) (925) 373-5699

Livermore Down Payment Assistance Program (DAP) Ten Year Amortization Second Loan (925) 373-5699

Long Beach Housing Development Company Down payment Assistance Program (DAP) (562) 570-6949

Los Angeles County Home Ownership Program (HOP) (213) 890-7248

Los Angeles County Montebello Housing Development Corporation Calhome FTHB Mortgage Assistance Program (MAP) (323) 722-3955

Madera County Homebuyer Assistance Program (HAP) (559) 675-7821

Manteca City Manteca First Time Home Buyer Assistance Program (DAP) (209) 239-8427

Mendocino County Down Payment Assistance Program (DPAP) (707) 463-5462

Mendocino County Individual Development Empowerment Account Program (IDEA) (707) 462-0522

Mendota First Time Homebuyers Program (FTHP) (559) 655-3291

Merced County First Time Homebuyer Program (FTHP) (209) 385-7654

Merced First Time First Time Home Buyer Grants Program (FTHB) (209) 385-6863

Modesto Down Payment Assistance Program (DPAP) (209) 577-5310

Monterey County First Time Home Buyers Program (FTHB) (831) 786-1357

Monterey Down Payment Assistance Program (DAP) (831) 646-3728

Napa First Time Homebuyer Loan Program (FTHB) (707) 257-9543

National City First-Time Homebuyer Program (FTHP) (619) 336-4250

Nevada County Down payment Assistance Program (DAP) (530) 265-1388

Norco First Time Homebuyer Program (FTHB) (909) 270-5645

Oakland "Public Safety Officer/Teacher/Communications Dispatcher Down Payment Assistance Program" (DAP) (510) 238-3909

Oakland Mortgage Assistance Program (MAP) (510) 238-3344

Oroville First Time Homebuyer Program (FTHB) (530) 538-2495

Oroville First Time Homebuyer Program (FTHB) (530) 538-2495

Oxnard Historical Enhancement & Revitalization of Oxnard (HERO) (805) 385-7400

Oxnard Resale Housing Conditional Matching Grant Program (GRANT) (805) 385-7400

Palmdale Mortgage Assistance Program (MAP) (661) 267-5126

Pasadena Homeownership Opportunities Program (HOP) (626) 744-8316

Pasadena Neighborhood Housing Services Inc CalHome First Time Homebuyer Program (FTHP) (626) 744-4141

Paso Robles CalHome Program (CalHome) (805) 237-3970

Placer County First Time Homebuyer Assistance Program (FTHB) (530) 889-4246

Pomona Calhome First Time Home Buyer Program (FTHB) (909) 620-3630

Porterville First Time Low Income Home Buyer Program (FTHB) (559) 782-7460

Rancho Cucamonga First Time Homebuyer Program (909) 884-6891

Redding Down payment Assistance Program (DAP) (530) 225-4173

Redlands First Time Homebuyer Program (FTHB) (909) 884-6891

Richmond In-Fill Homeowner Assistance Program (INFILL) (510) 307-8151

Rio Vista First Time Home Buyer Program (FTHB) (707) 374-6451

Ripon Gap Down Payment Assistance Program (GAP) (209) 599-2108

Riverside CalHome Mortgage Assistance Program (MAP) (909) 341-6511

Riverside County Individaul Development Account (IDA) (909) 955-4900

Rocklin First Time Homebuyers Down Payment Assistance Program (FTHB) (800) 995-0431

Roseville First Time Homebuyer Program (FTHP) (916) 774-5446

Round Valley Indian Housing Homebuyer Assistance Program (HAP) (707) 983-6188

Sacramento CalHome First Time Homebuyer Mortgage Assistance Program (MAP) (916) 264-1522

Sacramento County and City First Time Home Buyer Program (FTHP) (916) 264-1524

Sacramento County and City Homebuyers Assistance Program (HAP) (916) 264-1524

Sacramento County MCC Expanded Teacher Home Purchase First Time Homebuyer Program (FTHB) (916) 264-1524

Sacramento County MCC Expanded Teacher Home Purchase Homebuyer Assistance Program (HAP) (916) 264-1524

Sacramento Mortgage Assistance Program (MAP) (916) 264-1522

Salinas First Time Homebuyer Down payment Assistance Program (408) 758-7334

San Diego County San Diego Neighborhood Housing Services CalHome Program (CalHome) (619) 282-6647

San Diego Down Payment Assistance Grant Program (DPAG) (619) 578-7491

San Diego Neighborhood Housing Services Cost Assistance Support for Homebuyers Program (CASH) (619) 282-6647

San Fernando First Time Homebuyer Program (FTHP) (818) 898-1233

San Francisco First Time Homebuyer Program (FTHB) (415) 252-3177

San Joaquin County GAP Loan Program (GAP) (209) 468-3157

San Jose Neighborhood Housing Services of Silicon Valley, "The Vernal Fund" Mortgage Assistance Program (MAP) (408) 272-2878

San Jose Teachers Homebuyer Program (THP) (408) 277-8486

San Leandro First Time Homebuyer Program (FTHB) (510) 577-6002

San Marcos Down Payment Assistance Loan Program (DPAL) (760) 744-1050

San Mateo County Start Program 2nd Lien (650) 802-5033

San Mateo County StartPLUS 3rd Lien (650) 802-5033

San Mateo Countywide Home Investment Partnership Program (CHIP) (650) 522-7223

San Mateo First Time Home Buyer Program (FTHB) (650) 522-7220

Sanger First Time Homebuyers Program (FTHP) (559) 876-6329

Santa Clara County Deferred Closing Cost Program (DCCP) (408) 299-5142

Santa Clara County Second Loan Program for Teachers (SLPT) (408) 441-4260

Santa Cruz County First Time Home Buyer Program (FTHB) (408) 454-2280

Seaside First Time Home Buyer Program (831) 899-6728

Shasta County Down Payment Assistance Program (DAP) (530) 245-6431

Simi Valley Closing Cost Grant Assistance (GRANT) (805) 583-6853

Simi Valley First Time Homebuyer Assistance Program (FTHB) (805) 583-6853

Sonoma County Employee Second Mortgage Program (ESMP) (707) 565-7500

South Lake Tahoe First Time Homebuyer Assistance Program (FTHB) (530) 542-6157

Stanislaus County Down Payment Assistance Program (DPA) (209) 525-6330

Stanislaus County Public Facilities Fee Deferral Program (PFF) (209) 523-6330

Tulare County First Time Homebuyer Program (559) 733-6291

Turlock First Time Home Buyers Program (FTHB) (209) 668-5610

Ukiah Down Payment Assistance Program (DAP) (707) 463-5462

Upland Primary Assistance Loan Program (PAL) (909) 931-4113

Vacaville Down Payment Assistance Loan Program (DPAL) (707) 449-5687

Ventura First Time Home Buyer Grants Program (HBAP) (805) 654-0038

Victorville Mortgage Assistance Program (MAP) (760) 955-5032

Visalia Homebuyer Assistance Program (HAP) (559) 738-3460

Waterford First Time Home Buyer Assistance Program (DAP) (916) 725-1181

Watsonville Down payment Assistance Program (DAP) (831) 728-6014

Watsonville First Time Home Buyer Program (FTHP) (831) 728-6014

Woodlake First Time Home Buyer Grants Program (HAP) (209) 564-8055

Yuba City First Time Homebuyer Assistance Program (FTHB) (530) 822-4697

Alberto Pacheco
Realtor Calbre Lic 01200694
818 481 9211
Keller Williams Porter Ranch
Real Estate Consultant
http://www.granadahills.kwrealty.com  Real Estate News, Mortgages, Trends


Monday, September 27, 2010

Ten Reason To Buy A House Now on This Market

1. You can get a good deal. Prices are down 30 percent on average. They're at a level that makes sense for people's income.

2. Mortgages are cheap. At 4.3 percent on average for a 30-year fixed-rate mortgage, your costs to own are down by a fifth from two years ago.

3. You can save on taxes. When you add up the deductions for mortgage interest and others, the cost of owning can drop below renting for a comparable place.

4. It'll be yours. The one benefit to owning that never changes is that you can paint your walls orange if you want (generally speaking; there might be some community restrictions). How many landlords will let you do that?

5. You can get a better home. In some markets, it's simply the case that the nicest places are for-sale homes and condos.

6. It offers some inflation protection. Historically, appreciation over time outpaces inflation.

7. It's risk capital. If the economy picks up, you stand to benefit from that, even if you're goal is just to have a nice place to live.

8. It's forced savings. A part of your payment each month goes to equity.

9. There is a lot to choose from. There are some 4 million homes available today, about a year's supply. Now's the time to find something you like and get it.

10. Sooner or later the market will clear. The U.S. is expected to grow by another 100 million people in 40 years. They have to live somewhere. Demand will eventually outpace supply.



Home Buyers, Foreclosures, Mortgage Rates, House Values



Source Wall Street Journal, Brett Arends (9/16/10)

Sunday, September 26, 2010

Quote of the Dayh

Our character is but the stamp on our souls of the free choices of good

and evil we have made through life.


John C. Geikie




Sunday, September 12, 2010

12724 Mercer St Home Video Tour

Clikc on the Home Address To Watch The Video Tour on That Home                  


Click On The Link Below To Access Homes For Sale


http://www.stoppayingrentinla.com/   Foreclosed, Probate and Short Sale Homes For Sale

Friday, September 10, 2010

Quote of the Day

The average person puts only 25% of his energy and ability into his work. The world takes off its hat to those

who put in more than 50% of their capacity, and stands on its head for those few and far between souls who

devote 100%.



Andrew Carnegie

 
Van Nuys Real Estate, Homes For Sale, Foreclosures, Probates and Short Sales

Thursday, September 09, 2010

City of Pacoima California Home Sales Statistics As of 09/05/10

The Median Single Family Home Price as of 09/05/10 is $ 254,729

With Market Action Index at 23.11 Pacoima is Currently a Buyers Market
The Average Property in Pacoima has been in the Market for about 142 Days
The median price per square foot in Pacoima as of 09/06/10 is $ 182
There are 307 Properties in the Market in Pacoima as of 09/05/10
                       Click On This Link To View Homes For Sale: http://granadahills.kwrealty.com/

City of Pacoima California

It is located on the North East Corner of the San Fernando Valley and is Neighbooring Arleta, San Fernando, Mission Hills, Lake View Terrace and Sylmar. The freeways that run through are the Freeway 5, The 118 and the 210.

It was colonized by the Spanish who built the San Fernando Mission,  Charles Maclay purchased 56,000 acres of land equivalent to 227 square kilometers which he subdivided into agricultural parcels where they grow: critus, nuts, beans, wheat and vegetables. In 1950 the urbanization of the San Fernando Valley arrived in Pacoima and changed from farming area to a industrial and residential area.

You don't see homeless  people in Pacoima streets, some major companies hold their headquarters like: Natural Balance Pet Foos, Juicy Couture. Pacoima landscape have changed over the years, in 1994 one third of Pacoima's residents lived in public housing complexes.  According to the 1990  Census most of the residents were under 18 years of age. In 2009 Los Angeles Times provided the following statistics for Pacoima: Population of 75,014 with median household income of $ 49,066. The population is predominantly Hispanic.

Local Govenment , County as well as Federal have representation like: Los Angeles Police Depatment, Fire Department, Health Services, United States Postal Service and is served by Los Angeles County Metropolitan Transportation Authority and have a local airport named: Whiteman Airport.

Parks:  Gonzalez Park, Ritchie Valens was Pacoima's Resident so a park and recreation center was named Ritchie Valens Park and Recreation Center and there is an annual festival named Ritchie Valens Fest, by the way his remains are at San Fernando Mission Cemetery in Mission Hills.

The Following schools serve Pacoima residents:  6 Elementary Schools, 2 Middle Schools and 3 High Schools, plus Vaughn International Studies Academi, Discovery Charter Preparatory School and Berth Corona Charter School and it have a Public Library.





Alberto Pacheco
Realtor Calbre Lic 01200694
818 481 9211
Keller Williams Porter Ranch
Real Estate Consultant
http://www.granadahills.kwrealty.com  Real Estate News, Mortgages, Trends

Open House on 091110 From 12N to 3P at 12724 Mercer St Pacoima Ca 91331

I Invite All of You To My Open House This Coming Saturday Sep 11/2010 From 12N to 3PM




12724 Mercer St Pacoima California 91331

Hi!

I want to introduce this listing that I have in Pacoima, California is Listed at $ 269,900, Spacious Home.it has 3 Bedrooms, 2 full Bath, Large Living Room, Fireplace, Formal Dining Area, New Garage Door, Freshly Painted Inside Out, Landscaped and has a Avocado Tree and Apricot.